Insurance contracts have all the details about what you should know, but who reads that whole document?

Some of the simplest things you should know, which are common with each insurer is:

1.      Your tires need to be in good shape. That means, it should be above the little bump guide between the groves of your tyre.

2.      Insurance do not pay out when you are involved in illegal driving, like over limit with alcohol. Get insurance who have a collect service on a wedding night out or something.

3.      Never admit an accident was your fault. Say you are sorry, it was an accident, it happened so fast but refrain from admitting it was directly and only your fault.

4.      Take picture as soon as possible from every angle and most detail the better especially if it wasn’t you who caused the accident. It helps with claiming back your access payment from other parties insurance.

5.      Get yourself the best car rental inclusion as part of your policy especially if you only have one car.

6.      Make sure you understand the details of comprehensive insurance and when you change plan, confirm they give you the same for that smaller premium and not just simply changing the plan to less insurance.

7.      When they say all your items are covered under comprehensive insurance, make sure the value that is covered is enough for the items or you will need to specify them.

8.      Items in cars, like laptops need to be hidden, like the boot.

There are many more and you can contact us for comprehensive check of your insurance needs.